{"id":28404,"date":"2023-09-09T07:23:08","date_gmt":"2023-09-09T07:23:08","guid":{"rendered":"https:\/\/nihongo-de-columbus.com\/columbus-life\/starting-up\/%e5%a4%a2%e3%81%ae%e9%80%9a%e8%a8%b3%e6%a9%9f-%e3%83%9d%e3%82%b1%e3%83%88%e3%83%bc%e3%82%af-copy.html"},"modified":"2024-10-18T01:37:30","modified_gmt":"2024-10-18T01:37:30","slug":"renters-insurance","status":"publish","type":"post","link":"https:\/\/xpat-homes.com\/expat\/usa-life\/starting-up\/renters-insurance\/","title":{"rendered":"\u5165\u5c45\u6642\u306b\u5fc5\u8981\u306a\u30ec\u30f3\u30bf\u30fc\u30ba\u4fdd\u967a"},"content":{"rendered":"<p>\u30ec\u30f3\u30bf\u30fc\u30ba\u4fdd\u967a\u306f\u65e5\u672c\u3067\u8a00\u3046\u5bb6\u8ca1\u4fdd\u967a\u306e\u3053\u3068\u3067\u3001\u501f\u308a\u624b\u3067\u3042\u308b\u3042\u306a\u305f\u304c\u304a\u5bb6\u306e\u4e2d\u306e\u3054\u81ea\u8eab\u306e\u6301\u3061\u7269\u306b\u304b\u3051\u308b\u4fdd\u967a\u3067\u3059\u3002\u53cd\u5bfe\u306b\u5927\u5bb6\u3055\u3093\u306f\u304a\u5bb6\u306e\u8a2d\u5099\u306e\u640d\u5bb3\u306b\u5bfe\u3057\u3066\u4fdd\u967a\u306b\u5165\u308a\u307e\u3059\u3002\u8eca\u306e\u4fdd\u967a\u306b\u8ffd\u52a0\u51fa\u6765\u308b\u5834\u5408\u3082\u3042\u308b\u306e\u3067\u8981\u30c1\u30a7\u30c3\u30af\u3002\u7c73\u56fd\u306e\u4fdd\u967a\u4f1a\u793e\u306e\u30d9\u30fc\u30b7\u30c3\u30af\u306a\u30d7\u30e9\u30f3\u306fLiability \u304c$100,000\u306e\u30d7\u30e9\u30f3\u3068\u306a\u308a\u4fdd\u967a\u6599\u306f$150\uff0f\u5e74\u7a0b\u5ea6\u304c\u76f8\u5834\u3067\u3059\u3002<\/p>\n<p>\u4fdd\u967a\u52a0\u5165\u306e\u969b\u306f [Additional interest] \u306b\u5927\u5bb6\u3055\u3093\u3092\u767b\u9332\u3057\u3066\u304f\u3060\u3055\u3044\u3002\u3053\u3046\u3059\u308b\u3053\u3068\u3067\u4fdd\u967a\u306e\u5185\u5bb9\u304c\u5909\u66f4\u3055\u308c\u305f\u3068\u304d\u3084\u89e3\u7d04\u3055\u308c\u305f\u3068\u304d\u306b\u306f\u5927\u5bb6\u3055\u3093\u306b\u3082\u9023\u7d61\u5165\u308b\u3088\u3046\u306b\u306a\u308a\u307e\u3059\u3002\u3061\u306a\u307f\u306b [Additional insured] \u306f\u88ab\u4fdd\u967a\u8005\u306e\u8ffd\u52a0\u306b\u306a\u308b\u305f\u3081\u5927\u5bb6\u3055\u3093\u306b\u8a2d\u5b9a\u3059\u308b\u5fc5\u8981\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n<div class=\"padTop20\"><!-- --><\/div>\n<p><strong>\u88dc\u511f\u5185\u5bb9\u306e\u8aac\u660e<\/strong><\/p>\n<p>\u2460Personal Property\uff08\u5bb6\u8ca1\u88dc\u511f\uff09\uff1a<br \/>\n\u30c6\u30ca\u30f3\u30c8\u500b\u4eba\u306e\u5bb6\u8ca1\u3092\u5bfe\u8c61\u3068\u3057\u305f\u88dc\u511f\u3067\u3001\u706b\u707d\u3001\u76d7\u96e3\u3001\u5929\u707d\u7b49\u306b\u3088\u308a\u640d\u5931\u3092\u88ab\u3063\u305f\u5bb6\u8ca1\u306e\u640d\u5bb3\u3092\u4fdd\u967a\u91d1\u984d\u307e\u3067\u30ab\u30d0\u30fc\u3057\u307e\u3059\u3002\u306a\u304a\u3001Personal Property\u306b\u306f\u3001\u7279\u7d04\u304c\u4ed8\u5e2f\u3055\u308c\u307e\u3059\u3002<br \/>\n\u00a0\uff08\u30a4\uff09Replacement Cost\uff08\u518d\u8abf\u9054\u4fa1\u683c\uff09\uff1a\u4fdd\u967a\u91d1\u652f\u6255\u6642\u306e\u67fb\u5b9a\u65b9\u6cd5\u306e\u3072\u3068\u3064\u3002\u65b0\u305f\u306b\u8cfc\u5165\u3059\u308b\u91d1\u984d\u3067\u4fdd\u967a\u91d1\u304c\u652f\u6255\u308f\u308c\u307e\u3059\u3002\u203b\u4fdd\u967a\u91d1\u652f\u6255\u6642\u306e\u67fb\u5b9a\u65b9\u6cd5\u3068\u3057\u3066\u3001Replacement Cost\u306e\u4ed6\u306bActual Cash Value\uff08\u6642\u4fa1\u984d\uff09\u304c\u3042\u308a\u307e\u3059\u3002\u3053\u306e\u5834\u5408\u306f\u3001\u8cfc\u5165\u91d1\u984d\u304b\u3089\u640d\u5bb3\u767a\u751f\u6642\u307e\u3067\u306e\u6e1b\u4fa1\u511f\u5374\u5206\u3092\u5dee\u3057\u5f15\u3044\u305f\u91d1\u984d\u304c\u652f\u6255\u308f\u308c\u307e\u3059\u3002<br \/>\n\u00a0\uff08\u30ed\uff09Deductible\uff08\u514d\u8cac\u91d1\u984d\uff09\uff1a\u514d\u8cac\u91d1\u984d\u307e\u3067\u306e\u640d\u5bb3\u306f\u4fdd\u967a\u3067\u652f\u6255\u308f\u308c\u307e\u305b\u3093\u3002\u901a\u5e38\u3001Deductible\u306f$500\u304b\u3089$10,000\u306a\u3069\u306e\u3088\u3046\u306b\u8907\u6570\u306e\u6761\u4ef6\u304c\u8a2d\u5b9a\u3055\u308c\u3066\u3044\u3066\u3001\u305d\u306e\u4e2d\u304b\u3089\u9078\u629e\u3059\u308b\u3088\u3046\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002\u9ad8\u3044Deductible\u3092\u9078\u629e\u3059\u308c\u3070\u3001\u305d\u306e\u5206\u4fdd\u967a\u6599\u304c\u5b89\u304f\u306a\u308a\u307e\u3059\u3002<br \/>\n\u00a0<br \/>\n\u00a0\u2461Loss of use\uff08\u81e8\u6642\u8ffd\u52a0\u8cbb\u7528\uff09\uff1a<br \/>\n\u706b\u707d\u7b49\u3067\u30db\u30c6\u30eb\u306e\u4eee\u4f4f\u307e\u3044\u3092\u4f59\u5100\u306a\u304f\u3055\u308c\u305f\u5834\u5408\u306e\u8ffd\u52a0\u751f\u8a08\u8cbb\u7528\u3092\u30ab\u30d0\u30fc\u3057\u307e\u3059\u3002Additional Living Expense\u3068\u3082\u3044\u3044\u307e\u3059\u3002<br \/>\n\u00a0<br \/>\n\u00a0\u2462Personal Liability\uff08\u500b\u4eba\u8ce0\u511f\u8cac\u4efb\uff09\uff1a<br \/>\n\u7b2c\u4e09\u8005\u306b\u5bfe\u3059\u308b\u5bfe\u4eba\u30fb\u5bfe\u7269\u8ce0\u511f\u8cac\u4efb\u3068\u30a2\u30d1\u30fc\u30c8\u30aa\u30fc\u30ca\u30fc\u306b\u5bfe\u3059\u308b\u501f\u5bb6\u4eba\u8ce0\u511f\u8cac\u4efb\u3092\u30ab\u30d0\u30fc\u3057\u307e\u3059\u3002<br \/>\n\u00a0<br \/>\n\u00a0\u2463Medical Payments\uff08\u88ab\u5bb3\u8005\u6cbb\u7642\u8cbb\u7528\uff09\uff1a<br \/>\n\u501f\u7528\u3057\u3066\u3044\u308b\u30a2\u30d1\u30fc\u30c8\u306e\u500b\u5ba4\u5185\u3084\u8cc3\u501f\u3057\u3066\u3044\u308b\u6238\u5efa\u3066\u306e\u6577\u5730\u5185\u3067\u6765\u5ba2\u304c\u30b1\u30ac\u3092\u3057\u305f\u5834\u5408\u306e\u6cbb\u7642\u8cbb\u7528\u3092\u30ab\u30d0\u30fc\u3057\u307e\u3059\u3002<\/p>\n<div class=\"padTop20\"><!-- --><\/div>\n<p><strong>\u4fdd\u967a\u4f1a\u793e\u306e\u3054\u7d39\u4ecb<\/strong><\/p>\n<p><a href=\"http:\/\/www.lgisinc.com\/Japanese\">Loyalty Group Insurance Services, Inc.<\/a> (LGIS)<br \/>\nLoyalty\u793e\u306f\u8c4a\u7530\u901a\u5546100%\u51fa\u8cc7\u306e\u4fdd\u967a\u4f1a\u793e\u3067\u3042\u308a\u65e5\u672c\u8a9e\u3067\u30b5\u30dd\u30fc\u30c8\u3057\u3066\u304f\u308c\u307e\u3059\u3002\u30db\u30fc\u30e0\u30da\u30fc\u30b8\u3088\u308a\u30c6\u30ca\u30f3\u30c8\u4fdd\u967a\u306e\u898b\u7a4d\u66f8\u3092\u30c0\u30a6\u30f3\u30ed\u30fc\u30c9\u3057\u9032\u3081\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<p>State Farm (\u30bd\u30fc\u30b7\u30e3\u30eb\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u756a\u53f7\u306a\u3057\u3067\u3082\u5951\u7d04\u53ef)<br \/>\nhttps:\/\/www.statefarm.com\/insurance\/home-and-property\/renters<\/p>\n<p>Progressive<br \/>\n<a href=\"https:\/\/www.progressive.com\/lp\/renters\/\" rel=\"noopener\" target=\"_blank\">https:\/\/www.progressive.com\/lp\/renters\/<\/a><\/p>\n<p>Geico<br \/>\n<a href=\"https:\/\/www.geico.com\/renters-insurance\/\" rel=\"noopener\" target=\"_blank\">https:\/\/www.geico.com\/renters-insurance\/<\/a><\/p>\n<p>Allstate<br \/>\nhttps:\/\/www.allstate.com\/renters-insurance.aspx<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u30ec\u30f3\u30bf\u30fc\u30ba\u4fdd\u967a\u306f\u65e5\u672c\u3067\u8a00\u3046\u5bb6\u8ca1\u4fdd\u967a\u306e\u3053\u3068\u3067\u3001\u501f\u308a\u624b\u3067\u3042\u308b\u3042\u306a\u305f\u304c\u304a\u5bb6\u306e\u4e2d\u306e\u3054\u81ea\u8eab\u306e\u6301\u3061\u7269\u306b\u304b\u3051\u308b\u4fdd\u967a\u3067\u3059\u3002\u53cd\u5bfe\u306b\u5927\u5bb6\u3055\u3093\u306f\u304a\u5bb6\u306e\u8a2d\u5099\u306e\u640d\u5bb3\u306b\u5bfe\u3057\u3066\u4fdd\u967a\u306b\u5165\u308a\u307e\u3059\u3002\u8eca\u306e\u4fdd\u967a\u306b\u8ffd\u52a0\u51fa\u6765\u308b\u5834\u5408\u3082\u3042\u308b\u306e\u3067\u8981\u30c1\u30a7\u30c3\u30af\u3002\u7c73\u56fd\u306e\u4fdd\u967a\u4f1a\u793e\u306e\u30d9\u30fc\u30b7\u30c3\u30af\u306a\u30d7\u30e9\u30f3\u306fLiability \u304c$100,000\u306e\u30d7\u30e9\u30f3\u3068\u306a\u308a\u4fdd\u967a\u6599\u306f$150\uff0f\u5e74\u7a0b\u5ea6\u304c\u76f8\u5834\u3067\u3059\u3002 \u4fdd\u967a\u52a0\u5165\u306e\u969b\u306f [Additional interest] \u306b\u5927\u5bb6\u3055\u3093\u3092\u767b\u9332\u3057\u3066\u304f\u3060\u3055\u3044\u3002\u3053\u3046\u3059\u308b\u3053\u3068\u3067\u4fdd\u967a\u306e\u5185\u5bb9\u304c\u5909\u66f4\u3055\u308c\u305f\u3068\u304d\u3084\u89e3\u7d04\u3055\u308c\u305f\u3068\u304d\u306b\u306f\u5927\u5bb6\u3055\u3093\u306b\u3082\u9023\u7d61\u5165\u308b\u3088\u3046\u306b\u306a\u308a\u307e\u3059\u3002\u3061\u306a\u307f\u306b [Additional insured] \u306f\u88ab\u4fdd\u967a\u8005\u306e\u8ffd\u52a0\u306b\u306a\u308b\u305f\u3081\u5927\u5bb6\u3055\u3093\u306b\u8a2d\u5b9a\u3059\u308b\u5fc5\u8981\u306f\u3042\u308a\u307e\u305b\u3093\u3002 \u88dc\u511f\u5185\u5bb9\u306e\u8aac\u660e \u2460Personal Property\uff08\u5bb6\u8ca1\u88dc\u511f\uff09\uff1a \u30c6\u30ca\u30f3\u30c8\u500b\u4eba\u306e\u5bb6\u8ca1\u3092\u5bfe\u8c61\u3068\u3057\u305f\u88dc\u511f\u3067\u3001\u706b\u707d\u3001\u76d7\u96e3\u3001\u5929\u707d\u7b49\u306b\u3088\u308a\u640d\u5931\u3092\u88ab\u3063\u305f\u5bb6\u8ca1\u306e\u640d\u5bb3\u3092\u4fdd\u967a\u91d1\u984d\u307e\u3067\u30ab\u30d0\u30fc\u3057\u307e\u3059\u3002\u306a\u304a\u3001Personal Property\u306b\u306f\u3001\u7279\u7d04\u304c\u4ed8\u5e2f\u3055\u308c\u307e\u3059\u3002 \u00a0\uff08\u30a4\uff09Replacement Cost\uff08\u518d\u8abf\u9054\u4fa1\u683c\uff09\uff1a\u4fdd\u967a\u91d1\u652f\u6255\u6642\u306e\u67fb\u5b9a\u65b9\u6cd5\u306e\u3072\u3068\u3064\u3002\u65b0\u305f\u306b\u8cfc\u5165\u3059\u308b\u91d1\u984d\u3067\u4fdd\u967a\u91d1\u304c\u652f\u6255\u308f\u308c\u307e\u3059\u3002\u203b\u4fdd\u967a\u91d1\u652f\u6255\u6642\u306e\u67fb\u5b9a\u65b9\u6cd5\u3068\u3057\u3066\u3001Replacement Cost\u306e\u4ed6\u306bActual Cash Value\uff08\u6642\u4fa1\u984d\uff09\u304c\u3042\u308a\u307e\u3059\u3002\u3053\u306e\u5834\u5408\u306f\u3001\u8cfc\u5165\u91d1\u984d\u304b\u3089\u640d\u5bb3\u767a\u751f\u6642\u307e\u3067\u306e\u6e1b\u4fa1\u511f\u5374\u5206\u3092\u5dee\u3057\u5f15\u3044\u305f\u91d1\u984d\u304c\u652f\u6255\u308f\u308c\u307e\u3059\u3002 \u00a0\uff08\u30ed\uff09Deductible\uff08\u514d\u8cac\u91d1\u984d\uff09\uff1a\u514d\u8cac\u91d1\u984d\u307e\u3067\u306e\u640d\u5bb3\u306f\u4fdd\u967a\u3067\u652f\u6255\u308f\u308c\u307e\u305b\u3093\u3002\u901a\u5e38\u3001Deductible\u306f$500\u304b\u3089$10,000\u306a\u3069\u306e\u3088\u3046\u306b\u8907\u6570\u306e\u6761\u4ef6\u304c\u8a2d\u5b9a\u3055\u308c\u3066\u3044\u3066\u3001\u305d\u306e\u4e2d\u304b\u3089\u9078\u629e\u3059\u308b\u3088\u3046\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002\u9ad8\u3044Deductible\u3092\u9078\u629e\u3059\u308c\u3070\u3001\u305d\u306e\u5206\u4fdd\u967a\u6599\u304c\u5b89\u304f\u306a\u308a\u307e\u3059\u3002 \u00a0 \u00a0\u2461Loss of use\uff08\u81e8\u6642\u8ffd\u52a0\u8cbb\u7528\uff09\uff1a \u706b\u707d\u7b49\u3067\u30db\u30c6\u30eb\u306e\u4eee\u4f4f\u307e\u3044\u3092\u4f59\u5100\u306a\u304f\u3055\u308c\u305f\u5834\u5408\u306e\u8ffd\u52a0\u751f\u8a08\u8cbb\u7528\u3092\u30ab\u30d0\u30fc\u3057\u307e\u3059\u3002Additional Living Expense\u3068\u3082\u3044\u3044\u307e\u3059\u3002 \u00a0 \u00a0\u2462Personal Liability\uff08\u500b\u4eba\u8ce0\u511f\u8cac\u4efb\uff09\uff1a \u7b2c\u4e09\u8005\u306b\u5bfe\u3059\u308b\u5bfe\u4eba\u30fb\u5bfe\u7269\u8ce0\u511f\u8cac\u4efb\u3068\u30a2\u30d1\u30fc\u30c8\u30aa\u30fc\u30ca\u30fc\u306b\u5bfe\u3059\u308b\u501f\u5bb6\u4eba\u8ce0\u511f\u8cac\u4efb\u3092\u30ab\u30d0\u30fc\u3057\u307e\u3059\u3002 \u00a0 \u00a0\u2463Medical Payments\uff08\u88ab\u5bb3\u8005\u6cbb\u7642\u8cbb\u7528\uff09\uff1a \u501f\u7528\u3057\u3066\u3044\u308b\u30a2\u30d1\u30fc\u30c8\u306e\u500b\u5ba4\u5185\u3084\u8cc3\u501f\u3057\u3066\u3044\u308b\u6238\u5efa\u3066\u306e\u6577\u5730\u5185\u3067\u6765\u5ba2\u304c\u30b1\u30ac\u3092\u3057\u305f\u5834\u5408\u306e\u6cbb\u7642\u8cbb\u7528\u3092\u30ab\u30d0\u30fc\u3057\u307e\u3059\u3002 \u4fdd\u967a\u4f1a\u793e\u306e\u3054\u7d39\u4ecb Loyalty Group Insurance Services, Inc. (LGIS) Loyalty\u793e\u306f\u8c4a\u7530\u901a\u5546100%\u51fa\u8cc7\u306e\u4fdd\u967a\u4f1a\u793e\u3067\u3042\u308a\u65e5\u672c\u8a9e\u3067\u30b5\u30dd\u30fc\u30c8\u3057\u3066\u304f\u308c\u307e\u3059\u3002\u30db\u30fc\u30e0\u30da\u30fc\u30b8\u3088\u308a\u30c6\u30ca\u30f3\u30c8\u4fdd\u967a\u306e\u898b\u7a4d\u66f8\u3092\u30c0\u30a6\u30f3\u30ed\u30fc\u30c9\u3057\u9032\u3081\u3066\u304f\u3060\u3055\u3044\u3002 State Farm (\u30bd\u30fc\u30b7\u30e3\u30eb\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u756a\u53f7\u306a\u3057\u3067\u3082\u5951\u7d04\u53ef) https:\/\/www.statefarm.com\/insurance\/home-and-property\/renters Progressive https:\/\/www.progressive.com\/lp\/renters\/ Geico https:\/\/www.geico.com\/renters-insurance\/ Allstate https:\/\/www.allstate.com\/renters-insurance.aspx<\/p>\n","protected":false},"author":3,"featured_media":31103,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[33],"tags":[],"class_list":["post-28404","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-starting-up"],"_links":{"self":[{"href":"https:\/\/xpat-homes.com\/expat\/wp-json\/wp\/v2\/posts\/28404","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/xpat-homes.com\/expat\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/xpat-homes.com\/expat\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/xpat-homes.com\/expat\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/xpat-homes.com\/expat\/wp-json\/wp\/v2\/comments?post=28404"}],"version-history":[{"count":7,"href":"https:\/\/xpat-homes.com\/expat\/wp-json\/wp\/v2\/posts\/28404\/revisions"}],"predecessor-version":[{"id":31516,"href":"https:\/\/xpat-homes.com\/expat\/wp-json\/wp\/v2\/posts\/28404\/revisions\/31516"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/xpat-homes.com\/expat\/wp-json\/wp\/v2\/media\/31103"}],"wp:attachment":[{"href":"https:\/\/xpat-homes.com\/expat\/wp-json\/wp\/v2\/media?parent=28404"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/xpat-homes.com\/expat\/wp-json\/wp\/v2\/categories?post=28404"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/xpat-homes.com\/expat\/wp-json\/wp\/v2\/tags?post=28404"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}